A lot of our money struggles aren’t just about what we do, but how we think about money. Our mindset is super powerful! If you constantly believe you’re broke, or that money is hard to come by, guess what? That becomes your reality! Tarot can be an awesome tool for exploring those hidden beliefs we have about cash.
By doing a simple spread focused on your finances, you can uncover limiting beliefs. For example, maybe the cards reveal you secretly believe you don’t deserve to be wealthy, or that having money makes you a bad person. Once you identify these blockages, you can start to challenge them.
What is a Money Mindset, Really?
Simply put, it’s your set of beliefs and attitudes about money. Think of it like the software running in the background of your brain when you think about cash, saving, spending, and even owing. It’s the filter through which you see all things financial. It affects how you handle your money, your spending decisions, and your ability to create wealth.
Now, there are different kinds of money mindsets, but two big ones you’ll hear about are a fixed money mindset and a growth money mindset.
Fixed Money Mind
A fixed money mindset is like thinking you’re stuck in a financial box. It’s believing things like I’m just not good with money, or Wealth is only for other people, or I’ll never be able to afford that. It’s a sense of limitation and scarcity.
For example, someone with a fixed mindset might see an expensive concert ticket and automatically think, I can’t afford that, there’s no point in even trying to figure out how. They might avoid looking at their bank balance because it stresses them out, or they might give up on a creative project because they don’t think it will ever make money.
Growth Money Mind
On the flip side, A growth money mindset is all about possibility and potential! It’s understanding that your financial skills and situation can improve with effort and learning. It’s believing that even if you’re not a money expert right now, you can become one!
Someone with a growth mindset might see that same concert ticket and think, Okay, that’s a goal. How can I earn some extra money or cut expenses to make it happen? They might actively track their spending, identify areas for improvement, and experiment with different ways to generate income.
But where do these mindsets come from? A lot of it has to do with the subconscious patterns we’ve picked up over time. Think about what you heard about money growing up. What did your parents or guardians say? What was the general vibe around finances in your household? Were there a lot of money worries? Did you hear phrases like, Money doesn’t grow on trees?
These early experiences can create deeply ingrained subconscious beliefs about wealth, worth, and scarcity. You might not even realize you have these beliefs, but they’re subtly influencing your financial decisions.
Tarot’s a fantastic tool for shining a light on these hidden patterns and helping you shift towards a more positive and empowering money mindset. Tarot can help you identify the subconscious beliefs that are holding you back.
Let’s say you pull the Ten of Pentacles, which often represents abundance and financial security. But in your reading, it feels heavy. Maybe it makes you think about the pressure to live up to family expectations or the fear of losing everything. This card can reveal that you might be carrying subconscious anxieties about wealth and responsibility, despite desiring financial stability.
Now, how do we use Tarot to actually shift our mindset? Here’s the deal:
- Ask Specific Questions: Don’t just ask, Will I be rich? Ask things like: What subconscious beliefs are blocking my financial abundance? or What steps can I take to cultivate a more positive relationship with money?
- Pay Attention to Your Gut: When you see a card, what’s your immediate reaction? Don’t overthink it. Your intuition is key. Write down your feelings and thoughts.
- Challenge Your Limiting Beliefs: If a card reveals a limiting belief (like I’m not smart enough to invest), ask yourself: Is that really true? Where did that belief come from? What evidence is there to the contrary?
- Reframe it: If you pull a card that seems negative, challenge yourself to find a more positive interpretation.
- Create Affirmations: Based on your Tarot insights, craft affirmations that support your desired money mindset. For example, I am worthy of abundance, or I am capable of learning how to manage my money effectively.
There are tons of money-focused Tarot spreads online that can help you get started. You can even adapt existing spreads to focus on your money mindset.
How Tarot Can Help
It’s all about tapping into your subconscious. Think of your mind like an iceberg. The tip you see above the water is your conscious mind, what you’re actively thinking about. But the massive part hidden below the surface? That’s your subconscious, holding all your hidden beliefs, fears, and assumptions. And guess what? These hidden beliefs are huge when it comes to how you handle money.
Tarot acts as a bridge to that subconscious. The cards are like little mirrors, reflecting back what you might not even realize you believe about money.
Tarot is all about symbolism. Each card is packed with images, colors, and characters that represent different ideas and energies. These symbols speak directly to your intuition and subconscious, bypassing your logical brain.
Take The Fool, for example. It could mean taking risks when investing, but also the card is telling you to be foolish in the right way, by learning and exploring.
Or The Tower. It often represents sudden change and upheaval. In a money reading, it could indicate a financial loss or unexpected expense. But it also represents the destruction of old, limiting beliefs! Maybe you thought you could never earn a certain amount of money, and the Tower is showing you that that belief is crumbling.
How do you actually use tarot to shift your money mindset? First, find a quiet space where you won’t be disturbed. Shuffle your deck and think about a specific question related to money. For example what limiting beliefs are holding me back from achieving my financial goals? Or, what positive actions can I take to improve my financial situation?
Draw a card (or several, depending on the spread you’re using). Now, don’t just read the textbook definition of the card. Really look at the image. What does it make you feel? What symbols stand out? What story is the card telling you?
This is where the conversation comes in. Tarot isn’t about getting a definitive answer. It’s about opening a dialogue with your intuition and inner wisdom. The cards spark ideas, prompt questions, and reveal hidden perspectives.
- Finding the Right Space: Find a quiet space to focus and reflect on your money mindset.
- Asking Specific Questions: Formulate questions about your financial goals or limiting beliefs to guide the reading.
- Interpreting the Cards: Don’t rely solely on textbook definitions; let the images and symbols resonate with you.
- Creating a Dialogue: Treat the reading as a conversation with your intuition to gain new perspectives.
By understanding your subconscious beliefs, you can start to rewrite your money story and create a life of abundance.
The Five Biggest Money Blocks Tarot Can Reveal
We’re going to use Tarot to look at some of the biggest mental blocks that can hold you back from achieving your financial goals. It can help you understand your own thoughts and feelings, especially the ones you might not even realize you have.
The five biggest money blocks that Tarot can help reveal:
Lack of Self-Worth
This is huge.
Think of the Empress card. She’s abundant, confident, and knows her value. Now, if you’re constantly thinking things like I’m not good enough to earn more, or My skills aren’t worth much, that’s a major red flag. Pulling cards like the Five of Pentacles (feeling lacking) or even reversed court cards can also highlight this.
What to do: When Tarot shows you this, focus on cards that represent self-love and appreciation. Pull cards related to your strengths and talents. Journal about what makes you awesome and valuable. Treat yourself with kindness, because you deserve it!
Fear of Success or Failure
Yup, both can be scary!
Sometimes, the thought of actually achieving your goals can freak you out. Maybe you’re afraid of the responsibility, the attention, or even just the change it brings. Or, on the flip side, the fear of failing can paralyze you and stop you from even trying. The Six of Wands reversed could show a fear of not being able to handle the spotlight. The Tower card can show a fear of the upheaval that could come with trying something new.
What to do: The key is to accept that setbacks are normal. The Wheel of Fortune reminds us that life is cyclical, there will be ups and downs. If you pull this card, reflect on the positive and negative aspects of your life. Focus on what you can control, and learn from any mistakes. Celebrate small wins!
Guilt Around Receiving
This is a sneaky one!
Do you ever feel weird when someone gives you a gift or offers to help you out? Maybe you feel like you don’t deserve it. Or maybe you feel like you have to pay them back right away somehow. This is guilt around receiving! Cards like the Four of Cups can show you’re blocking positive energy and opportunities from coming your way.
What to do: Practice gratitude. When someone offers you something, say thank you and receive it with an open heart. Remember, you deserve good things in your life. Pull the Three of Pentacles to focus on collaboration and partnership, it’s okay to receive help from others!
Scarcity Mindset
This is a big one to shake!
A scarcity mindset is believing that there’s not enough to go around. You might think, There’s only so much money, or I’ll never have enough. This kind of thinking can lead to hoarding, anxiety, and missed opportunities. The Devil card can sometimes represent this feeling of being trapped by limiting beliefs.
What to do: Focus on abundance. Look for signs of abundance in your life, appreciate what you do have. The Ten of Pentacles is all about abundance and security. Meditate on this card to shift your focus to a more positive and plentiful mindset.
Fear of Visibility & Charging Your Worth
This is especially relevant if you’re thinking about freelancing, starting a business, or even just asking for a raise someday.
Are you afraid of putting yourself out there? Do you downplay your skills and talents? Do you hesitate to ask for what you’re worth? The Queen of Pentacles is confident in her abilities. If you’re pulling cards that show hesitation or lack of confidence, this might be your money block.
What to do: Fake it til you make it! Seriously. Start small. Practice talking about your accomplishments and your value. Research what others in your field are charging, and don’t be afraid to ask for what you deserve. Pull the Sun card for confidence and optimism!
Tarot Spreads for Shifting your Money Mindset
Money Story Spread
First up, we have the Money Story spread. This spread is all about understanding where your current money beliefs come from. It has three cards:
- Card 1: Past Beliefs. This card represents the beliefs you learned about money growing up, from your family, your friends, even from society. Think about what you were told or what you observed. Was money a source of stress, or something to be enjoyed?
- Card 2: Present Beliefs. This card shows what you currently believe about money right now. What are your knee jerk reactions when you think about saving, spending, or earning? Are you feeling confident or anxious?
- Card 3: Future Beliefs. This card reveals the potential outcome if you continue to hold onto your current beliefs. Is it a positive outcome, or will your current mindset hold you back?
Once you’ve laid your cards, take some time to journal about them! Ask yourself: Do these beliefs still serve me? Are they actually true? This is the first step to reclaiming your financial power!
Money Block Buster
This spread is focused on identifying and tackling one major block that’s standing between you and your financial goals. This one is super simple: just one card!
Draw a card and ask: What is my biggest block when it comes to attracting wealth and abundance? The card you draw will point to the specific fear, limiting belief, or behavior that’s holding you back.
Let’s say you pull the Three of Swords. This might suggest you’re holding onto past financial hurts or disappointments. Maybe you lost money on something before, or felt betrayed when it comes to money. The key is to acknowledge the block and then actively work to heal it. This could involve journaling, talking to someone you trust, or even just consciously choosing to focus on positive financial affirmations.
Abundance Alignment Spread
The Abundance Alignment spread is all about connecting with your higher financial self, the version of you who is confident, capable, and attracts abundance effortlessly. Again, it’s a simple one with a single card.
Ask: How can I align with my higher financial self? The card you draw will give you guidance on what qualities to cultivate, what actions to take, or what mindset shifts to make in order to step into your most financially empowered self.
Let’s say you draw the Queen of Pentacles. This card could indicate that you need to embrace practicality, resourcefulness, and self care. Focus on creating a stable foundation for yourself, taking care of your physical and mental well being, and being generous with your resources.
How Each Suit Speaks To Money
Pentacles
Pentacles are all about the material world: money, possessions, security, and even your body. But it goes deeper than just having stuff.
Think of the Ten of Pentacles, this card is not just about being rich, but also about where the money will come from and your overall foundation. Like legacy, family wealth, and long-term stability. If the Ten of Pentacles shows up in a reading about your money mindset, ask yourself: What does financial security truly mean to me? Am I building a foundation for the future?
The Ace of Pentacles is new opportunity. It gives you a chance to reevaluate your spending and focus on how you can build a secure future. If it shows up during a reading, think of it as a green light to go ahead with your plan, or explore opportunities.
Cups
The Cups suit represents our emotions, relationships, and intuition. And guess what? Your feelings totally impact how you handle money.
Are you an emotional spender? Do you buy yourself things when you’re feeling down? Or maybe you feel guilty about wanting nice things for yourself? The Cups cards can reveal those hidden emotional ties to money.
For example, the Five of Cups might show up if you’re dwelling on past financial mistakes. It’s a reminder that while it’s important to learn from the past, you can’t let it hold you back from future success.
The Two of Cups is an indicator you must work with a partner to come up with a suitable plan. If you’re not good at managing your money, you need to work alongside someone who is.
Swords
This suit is all about the mind, thoughts, communication, and limiting beliefs.
Those negative thoughts you have about money? The ones that tell you you’re not good with money, or will never be rich? Those are Swords energy, baby!
The Ten of Swords is a wake up call. You need to be aware of your situation and focus on what you need to improve.
So, if you pull a Swords card in a reading about your money mindset, ask yourself: What limiting beliefs am I holding onto? Where did these beliefs come from? How can I challenge them?
Remember, your thoughts create your reality. If you change your thinking, you can change your financial destiny!
Wands
The Wands represents passion, action, creativity, and manifestation! Wands are all about your drive, your ambition, and your ability to turn your dreams into reality.
Are you passionate about your work? Are you taking action towards your financial goals? The Wands cards can show you where you need to ignite your inner fire.
Remember, shifting your money mindset is a journey and tarot is a gentle, powerful guide. It’s not about quick fixes or easy answers, but about cultivating self-awareness and self-compassion. So be patient, be curious, and trust the process.
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